Fixed deposit calculator
See how much your fixed deposit will be worth when it matures.
How to use it
- Type how much you will deposit.
- Type the bank's yearly rate and the years.
- Pick how often interest is added.
How an FD grows
When interest is added to your deposit, the next interest is paid on the bigger amount. The more often it is added, the more you earn.
FormulaMaturity = Amount x (1 + Rate / n)^(n x Years)
FD or shares?
An FD gives a fixed return with little risk. Shares can earn more over time but can also fall. Many investors keep some of both.
Learn more
What is WACC in NEPSE?Questions
How is FD interest calculated in Nepal?
Most banks add interest every three months. This calculator compounds it at the rate and frequency you pick.
Is tax charged on FD interest?
Yes. Banks take tax on interest before paying it to you, so the amount you receive is a little lower.
What if I need the money early?
Banks usually let you break an FD early, often at a lower rate or with a fee. Ask your bank.
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